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628 Spruce Street, Madison, WI 53715.
Showings Begin 11/12 at this Move In Ready Bay Creek Home! Adorable inside and out with a large front porch and mostly fenced HUGE backyard with shed (2011) for gardening supplies. Beautiful hardwood floors throughout first and second floors with lots of sunshine pouring into the south facing front of the home. Walk into the front living room with flex dining room and a first floor bedroom. The kitchen was remodeled in 2018 (refrigerator 2010, stove/oven 2020), with a side exterior door. Heading upstairs, you will be pleased to find a front sunny bedroom and a large bonus area (playroom, office space, reading nook), with the primary bedroom in the back complete with a walk-in closet. Windows throughout home replaced 2009-2011. Basement insulated 2011. Rear concrete patio 2015. Roof & Gutters 2017. Siding 2018. Furnace 2023. Water Heater 2024.
MLS ID: 2036152
Listing Courtesy of:
Lifestyle Realty, Madison
Agency Phone: 608-852-7336
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628 Spruce Street, Madison, WI 53715.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $475,000 | $475,000 | $475,000 |
| Down Payment | $95,000 | $16,625 | $118,750 |
| Monthly Mortgage Amount | $2,465 | $3,064 | $3,055 |
| Taxes | $661 | $661 | $661 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $209 | $0 |
| Monthly Estimated Total | $3,265 | $4,073 | $3,855 |
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